Crazy Car Insurance Claim Excuses

Car Accident Cartoon

If you have ever made a car insurance claim, or know someone who has made a claim, you know how unnerving the experience can be. Often people will try to come up with some excuse for an accident so they will not be found at-fault. Over the years, there have been some pretty crazy car insurance claims. Below are a few of the craziest car insurance claims that have been noted by a number of insurance companies:

1. I ran into the back of the car in front. It was gridlock so I had one eye on the lorry behind, one eye on the pedestrian to my left and one eye on the car to the right. I hadn’t got an eye on the car in front. I can’t do everything you know!

2. I put my foot on the break and started to slow down but the traffic in front was more stationary than I first thought.

3. To avoid hitting the bumper of the car in front, I struck the pedestrian.

4. I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.

5. The accident was caused by me waving to the man I hit last week.

6. A pedestrian hit me and went under my car.

7. The other car collided with mine without giving warning of its intention.

8. The pedestrian ran for the pavement, but I got him.

9. The guy was all over the road. I had to swerve a number of times before I hit him.

10. I was attempting to kill a fly when I hit the telephone pole. I had minor cuts and bruises but the status of the fly is unknown.

11. The guy was all over the place. I had to swerve a number of times before I hit him.

12. I thought my window was down but found it was up when I put my hand through it.

13. The car in front hit the pedestrian but he got up so I hit him again.

14. I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.

15. The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle.

16. As we pulled up at the traffic lights, the car in front suddenly applied the brakes.

17. We were going 70mph when my girlfriend started giving me a hand job. My brakes failed and I came as we hit the car in front.

18. How was I to know that the speed limit still applied after midnight?

19. We both knew that my dog was possessive about our car, but I wouldn’t have let her drive it if I thought she posed a risk to anyone else.

20. An invisible car came out of nowhere, struck my car and vanished.

21. The pedestrian had no idea which direction to go, so I ran him over.

These statements are just a few of the craziest car insurance claim excuses reported by a number of insurance providers. We hope you had a good laugh and remember to always make sure that you drive with care!